Do you want to become a better driver and could use some additional practice driving with loved ones? Working with a professional instructor is essential, but nothing beats putting in the time behind the wheel to prepare for your test. Is that the crux of the matter? Maintaining adequate insurance coverage is a requirement for all drivers with a provisional licence, including those who only have their licence for practice drives.
An excellent option is Tempcover’s short-term learner driver insurance packages. Take advantage of their short-term comprehensive protection to acquire insurance for as little as 12 hours or as long as 28 days. Tempcover offers schedule-flexible learner insurance, so you may choose between day, week, or monthly coverage.
Why Get Temporary Learner Cover?
There are so many great reasons to consider short-term learner driver insurance from Tempcover when you’re practicing for your driving test:
Get Crucial Extra Practice: Those extra hours in the car can be an absolute game-changer when it comes to passing your test. By getting insured for some extended driving sessions with a supervisory driver, you’ll feel so much more prepared and confident. All that bonus practice really maximises your chances of passing first time.
Make Learning More Affordable: We all know learning to drive is crazy expensive these days. Between all the lesson fees, test costs, and documentation – it really adds up. Opting for temporary learner cover lets you get more affordable practice by driving with a friend or family member. You’ll spend less overall and hopefully pass sooner by getting those supplemental driving hours in.
Protect Your Supervisor’s No Claims: Often friends or relatives are hesitant to let learners drive their car, even for practice. They’re worried about jeopardising their hard-earned No Claims Discount if anything happens. With Tempcover’s policies, that’s no longer an issue as it’s comprehensive cover totally separate from any existing insurance. Both you and your supervisory driver can have complete peace of mind.
Take Your Test in a Familiar Car: While your instructor’s car is great for lessons, you might feel more comfortable taking your actual test in a car you’ve practiced in more. Whether that’s your own vehicle or your parents’ – a short-term learner policy allows you to get insured to use that car for your test day. No need to rely on an unfamiliar one!
The Benefits of Tempcover’s Learner Policies
Still need convincing? Here are some of the top advantages of Tempcover’s temporary learner driver insurance:
Flexibility – You can customise the cover for the exact dates/times you need, rather than being locked into an annual policy. Need a few days? A week? Maybe longer? Tempcover lets you decide.
Affordability – Their short-term policies are far cheaper than paying for a whole year of cover upfront. You just pay for the time you’ll actually be using – ideal for learners.
Comprehensive Cover – All of Tempcover’s learner driver insurance comes with fully comprehensive protection as standard, compared to the basic third-party cover you often get annually.
Fast & Easy – You can get a quote online in just 90 seconds, so getting covered for an upcoming practice session is super simple.
How Does It Work?
Using Tempcover’s learner driver insurance is straightforward. Just take out a policy for the dates you need cover, and you’re all set to start practising in your own car or a friend/relative’s vehicle.
As you’ll still be a provisional licence holder, you will need to be accompanied by a fully licensed supervisory driver aged 25+ who has held their licence for at least 3 years. With Tempcover’s comprehensive cover, there’s no risk of affecting any No Claims Discounts on existing policies.
Just keep in mind that once you pass your test, you won’t be able to continue using this temporary learner insurance. You’ll need to look into arranging an annual policy suited for a newly qualified driver instead. But for low-cost, flexible cover while you’re still learning, Tempcover’s policies are ideal.
What’s Covered? What’s Not?
So what exactly is included under Tempcover’s short-term comprehensive learner driver policies? Here’s a quick overview:
Covered:
- Accidental damage to your vehicle
- Malicious damage to your vehicle
- Injury/damage to third parties or their property
- Use anywhere in the UK
Not Covered:
- Any policy excess amounts
- Release fees for impounded vehicles
- Additional drivers beyond the named one
- Driving once you’ve passed your driving test
As long as you meet Tempcover’s eligibility criteria, their learner driver insurance is an excellent choice for affordable, flexible cover while you’re still practicing.
Am I Eligible for Learner Cover?
Most learners aged 17-69 will likely qualify for one of Tempcover’s temporary policies, provided you:
- Hold a valid UK provisional driving licence
- Have been a UK resident for the past 12+ months
- Have no current or pending driving convictions/disqualifications
- Have never had a previous policy void for misrepresentation
- Are driving a roadworthy, taxed vehicle valued between £500-£30,000
There are also some requirements around the supervisory driver, such as being 25+ and holding a full UK licence for 3+ years. But in most cases, you should be able to get covered by Tempcover without issue.
Don’t let a lack of insurance hold you back from getting extra practice as a learner driver. Head to the Tempcover website today and explore their range of short-term cover options that can give you the driving time you need to pass with flying colours!
